Credit card companies, banks, debt buyers, collections agencies and other creditors are regulated under the Fair Debt Collection Practices Act, which restricts the threats they can make when contacting you about your debt.
Creditors often break the rules, taking advantage of stressed-out individuals who are not aware of their rights. If you are sick and tired of living in constant fear from harassing calls and letters, Texas Debt Defense can help you put an end to it so you can move forward with your life.
Led by Houston debt collection calls lawyer Finis Cowan, we take debt collectors to court and win. If you have been subjected to illegal collections activity, we will fight aggressively for your rights and hold creditors accountable for their unscrupulous actions. We are also skilled negotiators who have completely eliminated interest and reduced principal for more than 95 percent of our clients — often eliminating the entire debt — without bankruptcy and without the high monthly cost of a debt consolidation agreement.