Free yourself
FROM DEBT

We have successfully eliminated the interest and reduced principal for more than 95 percent of its client. This allows you to break free from your financial distress and move forward with a fresh start.

Receive a 100% FREE Legal consultation:
Has a debt collector done any of the following?

Receive a 100% FREE Legal consultation:
Has a debt collector done any of the following?

houston debt defense attorney

Debt Defense Services For Individuals and Families Throughout Texas

Imagine — could anything be better than getting out from under the heavy burden of debt? Texas Debt Defense has completely eliminated the interest and reduced principal for more than 95 percent of its clients and often eliminated the entire debt — without bankruptcy and without the high monthly cost of a debt consolidation agreement.

Yes! You Can Get Your Freedom Back, Without Bankruptcy Or Debt Consolidation!

Bankruptcy can destroy your credit opportunities for up 10 years. If you have filed in the past seven years, you may not be able to file again. Debt consolidation can only reduce your overall credit card burden, but your monthly payments for the next three to five years may not be any lower than what you are paying right now.

There is a better way. Under the direction of attorney Finis Cowan, our law firm offers a proven record of results. We can fight for you without filing bankruptcy and without debt consolidation. Wherever you are in Texas, call toll-free 832-501-0966 for help.

Our Houston debt defense attorney Finis Cowan protects our clients’ interests in a wide range of situations, including those that involve:

In addition to our comprehensive debt relief services, we also assist clients with complex legal matters related to eminent domain and other legal issues.

We Are Here To Help

At Texas Debt Defense, we are here to help — not judge. We know that divorce, accident, illness, job layoff, or another life challenge may have made you unable to pay your bills. At our firm, you will always be treated with respect and compassion. Our representative cases and testimonials from satisfied clients highlight the dedication and client-centered representation that we provide to every one of our clients.

Harassed By Illegal Creditor Actions? We Take Them To Court.

Are you sick of harassing collection calls? Are you sick of the uphill battle with credit card debts? Tired of laying awake at night worrying about what the next day will bring. Get relief now. Don’t wait. We defend clients against creditor lawsuits and harassing practices by scavenger debt collectors. You can finally get out from underneath this burden. Our extensive experience and proven strategies have rescued thousands of people throughout Texas and helped them regain their financial freedom.

Contact A Houston Debt Defense and Credit Card Debt Lawyer Serving Clients Statewide

From offices in Houston, Austin, and Dallas, Texas Debt Defense provides debt defense services for individuals, families, and business owners in communities throughout Texas. or contact our office by email to arrange a free initial consultation with Houston attorney Finis Cowan today.

Awards and Recognitions

image 99 image 99 image 99 image 99 image 99 image 99 image 99 image 99 image 99 image 99 image 99 image 99 image 99

Help I’m Being
Sued by a Creditor

I Need Help
Settling My Debt

Stop Wage
Garnishment

Stop Bank
Account Levy

Remove Judgment
Lien Form Your Property

CASE RESULTS

our record of success

Debt Eradication

2022

Take Nothing Judgment

Discover vs Client

Debt Eradication

2022

Take Nothing Judgment

Capital One vs Client

Debt Eradication

2022

Removed Judgment

Bank of America vs Client

REVIEWS

Professional and helped relieve the stress

The texas debt defense has helped clients beat creditors both big and small, such as:

Debt Settlement Attorney in Texas

Contact A Houston Debt Relief Lawyer

When you work with Texas Debt Defense, we take care of all Texas debt settlement procedures and processes. We negotiate on your behalf, protect you from creditors, and work tirelessly to maximize the debt relief you receive.

We know you have a lot of questions about different types of debt, your debt resolution options, and your rights as a consumer. Explore the videos in our video library to find answers to our clients’ most common questions.

Credit Card Lawsuit Defense

Credit card lawsuit defense lawyers defend people who have been sued by their credit card companies and debt buyers in Texas. Texas Debt Defense serves average, everyday people in Houston, Dallas-Fort Worth, Austin and all the surrounding areas. We have a proven record of success in defeating credit card lawsuits and helping our clients get out from under crippling debt.

Credit Repair Lawyers

If you have a low credit score because of a debt problem, talk to us about ways we can help you get out of debt without filing bankruptcy or paying into a debt consolidation plan. We will work aggressively with your creditors to lower your interest rates, remove penalties and even reduce the actual amount of money you owe — without necessarily having your credit rating take a hit. Yes, we can repair your credit and reduce your monthly payments.

Get Answers To Your Questions

We know you have a lot of questions about different types of debt, your debt resolution options, and your rights as a consumer. Explore the videos in our video library to find answers to our clients’ most common questions. For more personalized advice, reach out to us to schedule your free consultation.
We know you have a lot of questions about different types of debt, your debt resolution options, and your rights as a consumer. Explore the videos in our video library to find answers to our clients’ most common questions. For more personalized advice, reach out to us to schedule your free consultation.
We know you have a lot of questions about different types of debt, your debt resolution options, and your rights as a consumer. Explore the videos in our video library to find answers to our clients’ most common questions. For more personalized advice, reach out to us to schedule your free consultation.
We know you have a lot of questions about different types of debt, your debt resolution options, and your rights as a consumer. Explore the videos in our video library to find answers to our clients’ most common questions. For more personalized advice, reach out to us to schedule your free consultation.
We know you have a lot of questions about different types of debt, your debt resolution options, and your rights as a consumer. Explore the videos in our video library to find answers to our clients’ most common questions. For more personalized advice, reach out to us to schedule your free consultation.
We know you have a lot of questions about different types of debt, your debt resolution options, and your rights as a consumer. Explore the videos in our video library to find answers to our clients’ most common questions. For more personalized advice, reach out to us to schedule your free consultation.
We know you have a lot of questions about different types of debt, your debt resolution options, and your rights as a consumer. Explore the videos in our video library to find answers to our clients’ most common questions. For more personalized advice, reach out to us to schedule your free consultation.
We know you have a lot of questions about different types of debt, your debt resolution options, and your rights as a consumer. Explore the videos in our video library to find answers to our clients’ most common questions. For more personalized advice, reach out to us to schedule your free consultation.
We know you have a lot of questions about different types of debt, your debt resolution options, and your rights as a consumer. Explore the videos in our video library to find answers to our clients’ most common questions. For more personalized advice, reach out to us to schedule your free consultation.
We know you have a lot of questions about different types of debt, your debt resolution options, and your rights as a consumer. Explore the videos in our video library to find answers to our clients’ most common questions. For more personalized advice, reach out to us to schedule your free consultation.
We know you have a lot of questions about different types of debt, your debt resolution options, and your rights as a consumer. Explore the videos in our video library to find answers to our clients’ most common questions. For more personalized advice, reach out to us to schedule your free consultation.

Latest blog

Title: Personal Loan vs. Business Loan

Easing the Weight of Medical Debt

How Our Houston Lawyer Can Provide Debt Relief

Free initial CONSULTATION 24 hour service

Stop creditors and collections actions immediately

    Call Now For Help Email Now For Help