If you live in San Antonio and are facing a lawsuit from a credit card company, a bank or a debt buyer, you have Texas Debt Defense on your side. Our attorneys have a proud record of successful representation against tough and often illegal collections practices by creditors.
There is only one reason a creditor is willing to take your case to court — to get a judgment against you. Armed with a judgment, the credit card company will have the right to garnish your wages, place a lien against your property, or repossess or foreclose on your property. Don’t give up. You have the right to fight to protect your earnings and your property, and we have the experience and skill to help you win.
Many times, the consumers’ inability to pay the debt and/or have suit filed against them is the result of the creditors’ unreasonable behavior to begin with. Our clients often have had an unforeseen circumstance create a cash flow problem that caused them to be unable to make a payment. Rather than working with the consumer, the creditor will either raise an interest rate or reduce the credit limit on an account. When a creditor does this, the debtor becomes trapped on a treadmill of higher monthly payments.
Unfortunately, many consumers do not retain an attorney and fall further prey to the creditor’s deception. Oftentimes, consumers ignore the lawsuit resulting in a default judgment against them. You must act to protect yourself. We put the laws and rules of evidence on your side. Do not try and defend yourself. Even inexperienced collections attorneys will have legal instruments and advantages that you may not be aware of. Texas Debt Defense can counter their tactics and prevent a judgment from being obtained against you.
From offices in Houston, Austin and Dallas, our lawyers provide debt defense services for individuals, families and business owners in communities throughout Texas. Call us toll free at 832-501-0966 or contact our office by email to arrange a free initial consultation with a San Antonio credit card lawsuit defense attorney at Texas Debt Defense today.