Credit card companies, banks, debt buyers and collections agencies in Texas are regulated under the federal Fair Debt Collection Practices Act (FDCPA). Under the law, collectors are restricted regarding the kinds of threats they make and actions they can take to entice a debtor to make payments on time or repay the debt owed.
If you live in Houston or anywhere else in Texas and have experienced any harassing behavior by a creditor or authorized collection agency, call Texas Debt Defense to discuss our Texas debt collections defense services. We are a team of experienced lawyers who have an in-depth knowledge of debt collection law. We regularly take credit card companies, scavenger debt collection agencies and debt buyers to trial — where we have an excellent record of success.
In Texas, debt collectors may not:
As a part of our houston debt defense practice, we comprehensively address all matters related to creditor harassment and other issues such as:
The Texas Deceptive Trade Practices-Consumer Protection Act adds additional requirements, including provisions that the debt collector cannot:
Call us toll free at 832-501-0966 or contact our office by email to arrange a free attorney consultation.