Serious illness and injury can come out of nowhere, often leading to substantial medical debt that causes difficulties in meeting your other financial obligations. You are not alone. Many people are affected by medical debt.
The Texas Debt Defense can help when you are overwhelmed by this unplanned-for debt. Call 832-501-0966 right now or contact our Houston debt attorney online for a free consultation and find out more.
Medical debt is incurred by getting medical treatment for which you are unable to pay. The cost of medical care adds up very quickly and before you know it, you owe $20,000-$30,000. Medical debt is usually handled like all other debts, even though you need medical care and treatment.
Fortunately, medical bills do not incur interest or late fees, in general. However, they are extremely high to begin with especially if you are uninsured. At the Texas Debt Defense, we have the experience to know how to reduce the medical bills and usually have the relationships to get you on an affordable payment plan. If it is not in your best interest to settle, we may also help you in the defense of these suits.
When you are struggling to make monthly payments and have become the victim of collection harassment, our Texas collections defense attorney may be able to negotiate a reduction of your debt by demonstrating the medical care provided was not reasonable and necessary. Due to medical privacy under HIPAA, the collections agency seeking collection of your medical debt may be unable to do so, because they were not notified what the charges actually were.
We are here to help you when you require medical debt defense. We have the ability to negotiate judgments against you, and are not afraid to go to court when it will best serve your goals. Call 832-501-0966 day or night to schedule a free consultation with Sugar Land medical collections lawyer Finis Cowan. You may also contact us online. We serve clients throughout the state of Texas.