Commercials for debt consolidation services are everywhere on the radio and television these days. It seems that everyone is offering to help you eliminate your credit card debt. What the advertisements don’t tell you is that the amount of monthly payment you will make into an approved repayment plan may actually be higher than what you are now paying for all of your credit cards and bank loans. Yes, you will pay off the debt earlier — only if you don’t take on any additional debt in the next three to five years.
Did you know that many debt consolidation companies and nonprofit organizations are actually supported by the credit card companies? Even if they agree to reduce your interest rates and amount owed, in most cases they will still make money off of your debt repayment plan. That’s not debt relief — that’s simply making a larger monthly payment to pay off your credit cards early.
If you live in Texas and are tired of being a slave to debt and credit collections calls, it’s time to talk to a Houston debt defense attorney at Texas Debt Defense. We have multiple offices in major metro areas throughout the state and offer real debt relief. Because we are licensed attorneys, not just an office of professionals, we can put the power of the courts behind our strategies to reduce your debts. We don’t just politely ask your creditors to consolidate your payments into a monthly bill — we pursue every legal strategy to make them stop harassing collections practices, while reducing and even eliminating the actual amount of money you owe.
When you retain us as your legal counsel, credit card companies and debt collectors must work only through our office.
From offices in Houston, Austin and Dallas, our lawyers provide debt defense services for individuals, families and business owners in communities throughout Texas. Call us toll free at 832-501-0966 or contact our office by email to arrange a free initial consultation with a Texas attorney who helps fight creditors.