Student loan debt is an overwhelming burden for many Americans. Staying on top of payments can be difficult, which can lead to unfortunate outcomes like wage garnishment and default. Consulting with a student loan lawyer may be the best option to help tackle this issue. Here are some signs that it’s time to consider hiring a student loan lawyer:
Are Facing Default or Wage Garnishment
If you’re behind on your student loan payments and are worried about facing default or wage garnishment, consider hiring a student loan lawyer. They can help you talk to your lender or servicer to find a solution that meets your needs. This could include applying for deferment or forbearance, coming up with a payment plan, or even reaching an agreement to pay less than the total amount you owe.
Are Being Sued for Non-Payment
If you haven’t been able to make your student loan payments, your lender or servicer could take legal action against you. This could mean them filing a lawsuit for the amount of the loan, along with any interest or fees. It’s important to get professional guidance if you’re being sued, so it’s a good idea to speak to a student loan lawyer who can explain your options and assist you in court.
You Are Having Trouble Qualifying for Loan Forgiveness
If you’re struggling to get loan forgiveness for your federal student loans, like Public Service Loan Forgiveness or Teacher Loan Forgiveness, a student loan lawyer can help. They can review your particular case and provide guidance on how to qualify. No need to stress – let them help you simplify this complex process.
You Are Being Harassed by Debt Collectors
Debt collectors often resort to unpleasant tactics like calling you at all times of the day, using inappropriate language, or even making threats. If you are being harassed by debt collectors, a student loan lawyer can step in and help. They can take over communication with the debt collectors on your behalf and work to find a resolution.
You Are Dealing with a Complex Loan Servicing Issue
Navigating student loan servicing can be tricky. If you’re facing a more complicated loan servicing issue, like incorrect payments or unfair fees, then a student loan lawyer can help. They will review your account and work with your servicer to correct any mistakes and ensure that you’re being treated fairly.
Contact A Reputable Houston Student Loan Debt Attorney
Contact us today to speak with a Houston student loan debt attorney. Our team of experienced attorneys is here to help you find the best solution for your financial situation. Don’t wait any longer, contact us now and let us help you get out of debt!